travel protection plan for Canadian Residents
Providing you with "ANY REASON" cancellation flexibility and peace of mind while you travel. Insight Travel Protection Plan - designed exclusively with the following:
Part A: Medical Protection
Emergency Medical and Dental Expenses: Up to C$1,000,000 *
Emergency Evacuation/Repatriation: Up to C$50,000
Part B: Baggage Protection
Baggage and Personal Effects: Up to C$2,500
Baggage Delay: Up to C$500
Part C: Travel Accident Protection
Accidental Death and Dismemberment
Air Common Carrier Only: Up to C$100,000
Any Other Circumstance: Up to C$25,000
SECTION II: WORLDWIDE EMERGENCY ASSISTANCE
CareFreeTM Travel Assistance
Medical Assistance
Emergency Services
SECTION III: TRAVEL ARRANGEMENT PROTECTION
Part A: Pre-Departure Trip Cancellation Refund Policy
Trip Cancellation: Up to Total Trip Cost
Reimburses the non-refundable Insight cancellation penalties imposed if you must cancel your trip for a covered reason such as illness, injury or death to you, a traveling companion or an immediate family member. Other reasons for cancellation include Common Carrier-caused delays due to inclement weather, jury duty, subpoena, or a documented traffic accident en route to departure, and other reasons as cited in the plan description.
Part B: Post-Departure Trip Interruption Refund Policy
Trip Interruption: Up to Total Trip Cost
Part C: Trip Delay Refund Policy
Trip Delay: Up to C$1,000 (C$150/day)
Part G: Any Reason Refund Request
The Insight "Any Reason" Cancellation Waiver
With the Insight "Any Reason" Cancellation Waiver, Insight will provide you with 100% of the cancellation charges in the form of a future travel credit certificate, should you cancel your Insight arrangements more than 48 hours prior to your scheduled departure for any reason that is not eligible for cash reimbursement under the Trip Cancellation section of the Travel Protection Plan. Cancellation charges are reimbursed in the form of Insight Travel Certificates allowing you a two year credit to travel with us at a later date! Please note that to be eligible for the "Any Reason" Cancellation Waiver, you must enroll and pay for the plan within two days of your initial trip deposit. The certificate is valid for two years, is non-transferable and non-refundable and may not be redeemed for cash. Future travel certificates do not include airfare cancellation charges for air arrangements unless those arrangements were provided by Insight.
While the above is not a complete description - a full plan description detailing the terms, conditions and exclusions can be downloaded here - we have highlighted just a few of the plan benefits. If you have any Travel Protection Plan questions, or would like to request a copy of the plan description, please call our plan administrator, Aon, at (866) 580-4869.
The Insight Travel Protection Plan is provided in addition to other applicable indemnity or insurance programs, where permitted by law and shall apply only after benefits have been paid.
* Note: The Medical Expense benefits of this plan are subject to a maximum benefit limit of C$30,000 for those persons who at the time of a covered injury or sickness do not have valid hospital and medical insurance under a Government Health Insurance Plan of a province or territory of Canada.