travel protection plan for Canadian Residents

Providing you with "ANY REASON" cancellation flexibility and peace of mind while you travel. Trafalgar Travel Protection Plan - designed exclusively with the following:

SECTION I: TRAVEL INSURANCE BENEFITS

Underwritten by Legacy General Insurance Company

Part A: Medical Protection

Emergency Medical and Dental Expenses: Up to C$1,000,000 *

Emergency Evacuation/Repatriation: Up to C$50,000


Part B: Baggage Protection

Baggage and Personal Effects: Up to C$2,500

Baggage Delay: Up to C$500


Part C: Travel Accident Protection

Accidental Death and Dismemberment

Air Common Carrier Only: Up to C$100,000

Any Other Circumstance: Up to C$25,000

SECTION II: WORLDWIDE EMERGENCY ASSISTANCE

- non-insurance services provided by LiveTravel

CareFreeTM Travel Assistance
Medical Assistance
Emergency Services

SECTION III: TRAVEL ARRANGEMENT PROTECTION

Provided by Trafalgar

Part A: Pre-Departure Trip Cancellation Refund Policy

Trip Cancellation: Up to Total Trip Cost

Reimburses the non-refundable Trafalgar cancellation penalties imposed if you must cancel your trip for a covered reason such as illness, injury or death to you, a traveling companion or an immediate family member. Other reasons for cancellation include Common Carrier-caused delays due to inclement weather, jury duty, subpoena, or a documented traffic accident en route to departure, and other reasons as cited in the plan description.


Part B: Post-Departure Trip Interruption Refund Policy

Trip Interruption: Up to Total Trip Cost


Part C: Trip Delay Refund Policy

Trip Delay: Up to C$1,000 (C$150/day)


Part G: Any Reason Refund Request

The Trafalgar "Any Reason" Cancellation Waiver

With the Trafalgar "Any Reason" Cancellation Waiver, Trafalgar will provide you with 100% of the cancellation charges in the form of a future travel credit certificate, should you cancel your Trafalgar arrangements more than 48 hours prior to your scheduled departure for any reason that is not eligible for cash reimbursement under the Trip Cancellation section of the Travel Protection Plan. Cancellation charges are reimbursed in the form of Trafalgar Travel Certificates allowing you a two year credit to travel with us at a later date! Please note that to be eligible for the "Any Reason" Cancellation Waiver, you must enroll and pay for the plan within two days of your initial trip deposit. The certificate is valid for two years, is non-transferable and non-refundable and may not be redeemed for cash. Future travel certificates do not include airfare cancellation charges for air arrangements unless those arrangements were provided by Trafalgar.


While the above is not a complete description - a full plan description detailing the terms, conditions and exclusions can be downloaded here - we have highlighted just a few of the plan benefits. If you have any Travel Protection Plan questions, or would like to request a copy of the plan description, please call our plan administrator, Aon, at (866) 580-4869.

The Trafalgar Travel Protection Plan is provided in addition to other applicable indemnity or insurance programs, where permitted by law and shall apply only after benefits have been paid.

* Note:  The Medical Expense benefits of this plan are subject to a maximum benefit limit of C$30,000 for those persons who at the time of a covered injury or sickness do not have valid hospital and medical insurance under a Government Health Insurance Plan of a province or territory of Canada.

To file a claim, or for Aon Privacy Policy and Insurance Licensing Information, please visit TravelClaim.com
Travel Insurance Benefits, Policy Number MZ0926385H0000A are underwritten by Legacy General Insurance Company, Markham Ontario. Policy/certificate form series TAHC51000 and TAHC52000.